About Me
💼 AI & Finance Researcher | Blockchain Enthusiast | Banking Professional
🏦 5 Years at Emirates Islamic Bank | 2× GEM Award Winner
📄 Author of Peer-Reviewed Papers | Springer-published chapter (2025)
🔗 Medium Articles | Personal Website | LinkedIn & X (Twitter) Profile
I am an independent researcher with a Bachelor's degree in Financial Markets from Mahatma Gandhi Education Society Pillai’s College of Law. I bring a blend of academic depth and professional banking experience to the fields of finance, AI, and blockchain. Over five years at Emirates Islamic Bank in Dubai, I specialized in credit processing, customer service, and operational risk — earning two GEM Awards for operational excellence.
My research focuses on building intelligent, transparent, and climate-resilient financial systems. I explore AI-driven credit securitization, decentralized finance (DeFi), predictive analytics, and the use of blockchain in economic modeling. My chapter on blockchain finance for astronomy and astrophysics is now published with Springer Nature.
Skilled in strategic research synthesis, Microsoft Office Suite, and team collaboration, I thrive in roles that bridge technology and financial insight. I'm deeply passionate about systems that adapt to global challenges using real-time data, automation, and distributed models.
📧 Email: info@mujahidmerchant.com
🔗 LinkedIn: linkedin.com/in/mujahid-m-338383104
✍️ Medium: medium.com/@merchantmujahid1
🐦 X (Twitter): x.com/mujahidmer78679
Top Skills: Financial Research, Credit Risk Modeling, AI in Finance, Blockchain Strategy, Microsoft Office Suite, Public Speaking, Peer Review, Strategic Thinking
Research Work
- Exchange Rate Regimes, Financial Constraints, and Export Pricing: A firm-level analysis of Chinese exporters under varying exchange rate conditions.
- Predictive Modeling of Credit Securitization under Climate Threats: Integrating AI and Big Data to manage climate-related asset-backed financing risks.
- Adapting Credit and Financing Markets to Climate Risk: A data-driven approach to modeling vulnerabilities in financial instruments.
- Springer Publication (2025): Blockchain-Based Finance for Advancing Astronomy and Astrophysics — read chapter.
Professional Experience
- Credit Processor – Emirates Islamic Bank, Dubai (5 years)
- Program Committee Member – ATLC 2025
- Reviewer – ATLC 2025
- 2× GEM Award Winner – Operational Excellence, Emirates Islamic Bank
Publications & Media
📘 Springer Chapter (Published)
Blockchain-Based Finance for Advancing Astronomy and Astrophysics
In Recent Developments in Computational Finance and Business Analytics, Learning and Analytics in Intelligent Systems, Springer Nature, 2025.
First online: 21 Aug 2025 · ISBN: 978-3-031-99477-7
✍️ Featured Medium Articles
📉 Rethinking Credit in a Climate-Disrupted Economy
How climate disasters are reshaping financial systems.
Read More🤖 AI and Exchange Rates: Insight for Fintech
Forecasting volatility with AI models in global forex.
Read More🔗 Blockchain Meets AI in Finance
How AI and blockchain are transforming financial infrastructure.
Read More🌍 Predictive Risk Modeling for Credit under Climate Threats
Using AI & big data to forecast financial vulnerabilities.
Read MoreContact
📧 Email: info@mujahidmerchant.com
🔗 LinkedIn: linkedin.com/in/mujahid-m-338383104
✍️ Medium: medium.com/@merchantmujahid1
🐦 X (Twitter): x.com/mujahidmer78679