Mujahid Merchant

About Me

💼 AI & Finance Researcher | Blockchain Enthusiast | Banking Professional
🏦 5 Years at Emirates Islamic Bank | 2× GEM Award Winner
📄 Author of Peer-Reviewed Papers | Under Review with Springer
🔗 Medium Articles | Personal Website | LinkedIn & X (Twitter) Profile

I am an independent researcher with a Bachelor's degree in Financial Markets from Mahatma Gandhi Education Society Pillai’s College of Law. I bring a blend of academic depth and professional banking experience to the fields of finance, AI, and blockchain. Over five years at Emirates Islamic Bank in Dubai, I specialized in credit processing, customer service, and operational risk — earning two GEM Awards for operational excellence.

My research focuses on building intelligent, transparent, and climate-resilient financial systems. I explore AI-driven credit securitization, decentralized finance (DeFi), predictive analytics, and the use of blockchain in economic modeling. Several of my research works are currently under peer review with Springer.

Skilled in strategic research synthesis, Microsoft Office Suite, and team collaboration, I thrive in roles that bridge technology and financial insight. I'm deeply passionate about systems that adapt to global challenges using real-time data, automation, and distributed models.

📢 Let’s connect if you’re working on fintech, academic publishing, DeFi, or AI-powered banking systems. I’m open to research collaborations, think tanks, and innovation-focused institutions.

📧 Email: info@mujahidmerchant.com
🔗 LinkedIn: linkedin.com/in/mujahid-m-338383104
✍️ Medium: medium.com/@merchantmujahid1
🐦 X (Twitter): x.com/mujahidmer78679

Top Skills: Financial Research, Credit Risk Modeling, AI in Finance, Blockchain Strategy, Microsoft Office Suite, Public Speaking, Peer Review, Strategic Thinking